Life Insurance

Each type of insurance has a specific purpose. When deciding on an insurance solution, its best is to seek the advice of a licensed Insurance Advisor who will recommend the best product that fits your situation. Global’s licensed Insurance Advisors are trained professionals with years of experience and a comprehensive knowledge of the insurance options available. Our insurance partners are comprised of some of the most trusted and recognized insurance providers on the market. Contact us today and one of our Insurance Advisors would be happy meet with you to recommend the best product that best fits your needs. 

Term Life Insurance

Term life insurance provides coverage at a fixed rate of payments for a limited period of time.

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Universal Life Insurance

Universal life insurance is the most flexible life insurance solution available.

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Whole Life Insurance

Whole life insurance provides permanent coverage with guaranteed level premiums and a guaranteed death benefit.

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Protecting You and Your Family’s Future

Insuring a car, a home, or other valuables goes without saying. However, protecting the family’s standard of living in the event of an untimely death of the primary income earner is most important. Life Insurance is about protecting your loved ones and ensuring their ability to manage without you. Life insurance can help ease your family's hardship, ensure their financial future and give you peace of mind that they'll be supported, even after you're gone. You can purchase life insurance for a term (a period of time) or on a more permanent basis (for life). Talk to one of our insurance advisors to see which type of is best for you. Click here for more information or how to protect you and your family’s future, and to connect with an Advisor near you.

Insurance Solutions for Your Life’s Milestones

Buying a Home

Your home is likely the biggest investment you will make. When considering your purchase, it's also a good time to increase your insurance coverage. Don't be fooled by the insurance options offered by banks. Often you can have more control and obtain better prices by buying life insurance privately.

Welcoming a New Baby

A new baby in the family will bring about many changes to your life and to the financial decisions you make. Global will help you with the necessary steps to protect your child's future by insuring your life. If you and your spouse already have an insurance policy, you should consider increasing the amount of coverage you have and including your newborn as a beneficiary. If you have no life insurance, there's never been a better time to think about getting coverage.

Providing for your Family      

If you're concerned about how your family will cope financially without you, life insurance may provide the protection they need. Life insurance pays out the death benefit usually within 30 days of death, while the rest of your estate may take weeks, or even years to settle. A life insurance death benefit can be used for many purposes, including:
  • your family's immediate and future living costs
  • your children's future education bills
  • your debts, including the remaining balance on your mortgage
  • your funeral bills
  • income and/or probate taxes due on your estate
  • charitable donations

If you become terminally ill, you might be able to negotiate a living benefit that allows you to receive some of the death benefit in your policy while you are still alive. This can be tremendously helpful to pay for medical expenses and additional care.

Estate Planning

Nobody wants their family to bear any financial hassles when they are not around to take care of them. But the only other guarantee in life other than death is taxes, which can eat away at your estate's value. In some cases, it can leave your loved ones with little or no inheritance. With life insurance, you may be able to pay off capital gains tax, provide funding to your favorite charity with significant tax benefits for either you or your estate and much more.